I think it's the desire of every person to have a home of their own, or at least a place to call home. I have really been wanting to buy a house. So we can stop renting and have a place that we are investing in. So we can decorate the way we want. So we will have a place that will just be ours (and the banks of course.) And that $8,000 tax credit isn't too bad either.
We briefly started looking at houses last spring, but decided to wait until we had more money for the monthly mortgage and the down payment and closing costs. I'm sad to say, but we have not made much progress on saving for these things. We have saved some, but with the recession and mounting medical bills and other costs, it is difficult to save much. So, I have again started looking at home buying information. This time I've been focusing on how we can roll the down payment in or find first-time home buyer grants. It's all very confusing. There are a lot of logistics and terminology that I don't really understand. And I'm not sure if we should continue waiting or go ahead and buy (again that $8,000 is really attractive and would allow us to pay off those other bills.)
I would say perhaps we could buy a cheaper, basic house right now and just stay there for a few years. However, we are not buy one house move to a bigger house later people. We are buy one house that we really love and stay there until we die or have to move people. Plus, my number one concern with where we buy a house is what school district it is in. I applaud Oklahoma City Public Schools in what headway it has made in improving its schools, but no offense, I still do not want my daughter to go there.
Anywhere, we are signed up to take a home buyer's education class, so we will see how it goes.